FINANCING
Get the Vehicle You Want
At Yuni-Ku Auto SDN. BHD. we offer competitive financing plans on all of our pre-owned vehicles. Our advisors will guide you through the entire process, from the application to the final signature. We accept payments via credit card, check, and cash, and offer flexible financing options. So whether you want to buy or lease a vehicle, we’ve got the right plan that fits your needs.
YEAR | MONTH | PERCENT (%) |
|---|---|---|
7 | 84 | 29.75% |
6.5 | 78 | 27.625% |
6 | 72 | 25.5% |
5.5 | 66 | 23.375% |
5 | 60 | 21.25% |
4.5 | 54 | 19.125% |
4 | 48 | 17% |
3 | 36 | 12.75% |
INTEREST RATE 4.25%
BIBD
EXAMPLE:
CAR AMOUNT + PERCENT(%) ÷ MONTH
HOW TO GET PERCENT(%):
INTEREST RATE × YEAR
BAIDURI
INTEREST RATE 4.75%
YEAR | MONTH | PERCENT (%) |
|---|---|---|
7 | 84 | 33.25% |
6.5 | 78 | 30.875% |
6 | 72 | 28.5% |
5.5 | 66 | 26.125% |
5 | 60 | 23.75% |
4.5 | 54 | 21.375% |
4 | 48 | 19% |
3 | 36 | 14.25% |
EXAMPLE:
CAR AMOUNT + PERCENT(%) ÷ MONTH
HOW TO GET PERCENT(%):
INTEREST RATE × YEAR
LOAN AMOUNT x YEARS x INTEREST % = INTEREST AMOUNT
INTEREST + LOAN = PROPOSED LOAN
TOTAL LOAN + INTEREST/MONTHS = MONTHLY REPAYMENT
NETT INCOME HOME x TENORS/INTEREST RATE % = ENTITLED LOAN
MONTHLY TOTAL DEBT/NETT MONTHLY INCOME x 100% = TOTAL DEPT %
REQUIREMENTS OF DOCUMENTS
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Bank Statement 3 months
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Pay slip 3 months
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IC & Driving License
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Company letter / Confirmation letter
For Private Customers:
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IC
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Driving license
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Passport copy (if required) visa, employment pass
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Payslip for the past 3 months - LATEST
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Bank statement 3 months - LATEST
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Employment letter (Private sector) to Baiduri Finance Berhad
Additional (If salary by hand):
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Payslip 6 months to 1 year
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TAP/SCP
For Corporate Customers:
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Copy of certificate of incorporate of private company/
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Certificate of registration Section 16
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Particulars of Director or Managers and of any charges therein (Form X) or section 17
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Copy of ALL directors identification documents with signature
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Bank statement active for past 6 months or more
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MMA
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Directors resolution with company stamp chop
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Letter of consent with company stamp and chop (background)
ALL documents NEED to sign originally. Any scan document or sign copy are NOT acceptable.